Startups & Funding

Stripe introduces Link, a digital wallet that autonomous AI agents can use, too

Stripe introduces a digital wallet for autonomous AI agents to spend on your behalf.

Deep Dive

Stripe unveiled Link, a digital wallet designed for the AI era, at its annual conference. Link lets users connect payment methods (cards, banks, crypto wallets, buy now/pay later services), store billing/shipping info, track spending, and manage recurring subscriptions. It also offers 90-day purchase protection on eligible items. Available on web, iOS, and Android, Link integrates with autonomous AI agents like OpenClaw.

To use AI agents securely, users grant access via OAuth, then agents create spend requests with context for user approval. Payments use one-time-use cards or Shared Payment Tokens (SPT) backed by cards/banks, avoiding credential exposure. Stripe plans to add spending limits, no-approval zones, and support for agentic tokens and stablecoins. Developers can leverage Link instead of building their own wallet for agent-based commerce.

Key Points
  • Stripe's Link wallet supports traditional payments and will soon add agentic tokens, stablecoins, and other payment types.
  • AI agents require user approval via notification before any transaction; future updates will allow spending limits and autonomous approvals.
  • Built on Stripe's Issuing for agents, offering virtual cards, real-time authorization, and full transaction visibility for autonomous spending.

Why It Matters

Stripe provides a secure infrastructure for AI agents to transact, unlocking autonomous commerce without compromising payment credentials.