Manulife survey reveals Hongkongers' retirement readiness gap
90% want self-sufficiency, but only 52% invest for old age
Deep Dive
A Manulife Asia Care Survey 2026 of 1,000 Hongkongers shows a wide gap between intentions and actions. While 90% prioritize financial independence, only 52% use investments for retirement. Respondents expect 14 years of care dependency and 17 years of financial dependence. Even though 83% see regular check-ups as vital, only 42% get one annually. Only 57% feel prepared for annual unexpected healthcare costs of HK$94,000.
Key Points
- Only 52% of Hongkongers invest for retirement despite 90% prioritizing financial independence
- Respondents expect 14 years of care dependency and 17 years of financial dependence post-retirement
- 83% see regular check-ups as vital, but only 42% get annual ones; 19% never had one
Why It Matters
Highlights systemic underpreparation in Hong Kong's aging society, urging better financial and health planning.